Malta – Oneworld Alliance Network

RESIDENCY BY INVESTMENT

Malta

Malta is a small but captivating island nation located in the heart of the Mediterranean Sea. Known for its rich history, stunning architecture, and vibrant culture, Malta boasts a unique blend of influences from various civilizations, including the Phoenicians, Romans, and Knights of St. John. With a population of approximately 514,000, the country is characterized by its warm climate, beautiful coastlines, and picturesque landscapes. The official languages are Maltese and English, making it an accessible destination for English speakers. Malta’s economy is diverse, with key sectors including tourism, financial services, and information technology. As a member of the European Union and the Schengen Area, Malta offers numerous opportunities for residency, work, and travel across Europe.

More About Malta Golden Visa

Malta offers its residents an exceptional quality of life, rich cultural heritage, and a warm Mediterranean climate. The island nation is known for its welcoming atmosphere and vibrant community, making it an attractive destination for expatriates. Residents of Malta enjoy the benefits of being part of the European Union and have access to the Schengen Area for hassle-free travel.

Population: Approximately 514,000
Language: Maltese (official) and English (official)
Economy: Malta has a robust, diverse economy primarily based on tourism, financial services, and information technology, alongside a growing gaming and digital sector.
Currency: Euro

The Malta Residency by Investment Program (MRVP) is designed for individuals and families seeking to obtain permanent residency in Malta through financial investment. This program provides a pathway for non-EU citizens to enjoy the benefits of living in Malta, including access to its high-quality healthcare and education systems, as well as visa-free travel throughout the Schengen Area.

Investment

Minimum contribution of EUR 175,000 mixed capital requirements

Processing Time

Processing time of 4–6 months from submission of the application to approval

Key Benefit

Explore 29 schengen countries freely

Benefits of Malta Residency by Investment

Enjoy Enhanced Safety and Security

Malta is known for its stable political environment and low risk of financial turmoil, complemented by its low crime rates.

Harness Business Potential

The Maltese Government actively promotes a pro-business environment, making it easy to establish a company in Malta. With streamlined processes, supportive regulations, and a favorable tax regime, entrepreneurs can swiftly navigate the setup phase and focus on growing their businesses. This conducive atmosphere encourages innovation and investment, attracting both local and international entrepreneurs looking to capitalize on Malta’s strategic location and dynamic market.

Include Your Family Members

The Malta Residency Program allows you to include your spouse in your application. You can also add children under 18, as well as children over 18 who are unmarried and not economically active. Additionally, parents and grandparents who are primarily dependent on the main applicant can be included as dependents. Your children will have the opportunity to enroll in outstanding Maltese schools and universities, which offer both public and private education options.

Discover Europe with Ease

As a member of the Schengen Area since 2007 and the European Union (EU) since 2004, Malta offers families and individuals the freedom to travel visa-free throughout the EU Schengen Zone. This allows for effortless exploration of diverse cultures, beautiful landscapes, and historic landmarks across Europe, making it an ideal base for those who love to travel and experience the richness of the continent.

Enjoy Indefinite Residency

As a Permanent Resident of Malta, you have the right to reside in the country for an unlimited period. This status allows you to enjoy all the benefits of living in Malta, providing you with stability and the freedom to call this beautiful island your home for life.

Overcome Language Barriers

In Malta, English is one of the two official languages, alongside Maltese, and is widely spoken throughout the country. This makes it an accessible destination for English speakers, allowing for smooth communication in everyday interactions, business dealings, and educational settings. With English being a primary language in schools and among locals, expatriates and visitors can comfortably navigate their new environment without the worry of language barriers. Whether you’re engaging with locals, accessing services, or enjoying cultural experiences, the prevalence of English enhances your overall experience in Malta.

Malta Residency Program Requirement

To qualify for the program, the primary applicant must be a minimum of 18 years old and must submit an affidavit confirming that they possess capital totaling at least €500,000 from the date of application, of which €150,000 must be held in financial assets. The following criteria must also be satisfied to be eligible for the program:

COMBINED GOVERNMENT CONTRIBUTION AND PROPERTY PURCHASE

Make a contribution of €68,000 to the Government of Malta. Additionally, you are required to purchase a property valued at a minimum of €300,000 in the designated areas of the Malta Permanent Residence Programme, which include the South of Malta and Gozo. For properties located in other areas of the country, the minimum value increases to €350,000.

Make a contribution to the Maltese Government and rent a property

Make a contribution of €98,000 to the Government of Malta. Additionally, you must rent a residential property in Malta with an annual lease of at least €10,000 in the South of Malta and Gozo. If you choose to rent in other areas of the country, the minimum annual lease increases to €12,000 for a 12-month period.

Other Requirements and Benefits

To qualify for the Malta Permanent Residence Programme (MPRP), you must first demonstrate that you have €500,000 in financial assets, of which €150,000 must be in liquid assets. Additionally, all dependents aged over 18 will require an affidavit of support for inclusion in the application.

If you wish to include parents or grandparents, there is an administrative fee of €7,500 for each dependent. You must also retain ownership of the property for a minimum of five years and make a charitable donation of €2,000.

Furthermore, you are required to make a donation of €2,000 to a local NGO focused on philanthropic, cultural, scientific, artistic, sports, or animal welfare initiatives that is registered with the Commissioner of Voluntary Organisations.

This represents a relatively low capital requirement compared to other EU residence permit programs, and it allows for visa-free travel within the Schengen Area.

Application Procedure and Time Frame

Client Onboarding Process

MONTH 1

We begin our onboarding process with Form 1, which allows us to conduct the initial due diligence for the program. Once the screening is successfully completed, we will provide you with a Client Agreement (CA). To proceed, you will need to review and sign this document.

Upon receipt of the signed agreement and your retainer payment, our case processing team will complete all necessary government forms and compile the required supporting documents. We will also coordinate with real estate professionals and the Residency Malta Agency on your behalf. Additionally, you will need to make the initial contribution of €10,000.

Application Review and Submission

MONTH 2

Prior to submitting your documents, we conduct a thorough review of your application to ensure it meets all the requirements set by the Residency Malta Agency. Once we confirm compliance, our case processing team will perform final checks before submitting the necessary forms.

During this time, the Residency Malta Agency will carry out its own due diligence and review all submitted paperwork. We will maintain close collaboration with them throughout the process to ensure your application is processed in a timely and efficient manner.

Application Approved in Principle

MONTHS 4-5

Upon the successful review of your application, you will receive an Approval in Principle Letter from the Residency Malta Agency. This letter confirms that you have met the eligibility criteria for the Malta Permanent Residency Programme (MPRP).

With this approval, you can move forward with the next steps in the process, including making the required second contribution of €30,000.

Residence Card Issued

MONTH 6-8

You will need to submit proof of property ownership or a rental agreement, along with a mandatory charitable donation of €2,000. Additionally, you must provide documentation of your current health insurance policy.

Once these requirements are fulfilled, you will be required to make the third and final contribution payment. After this, we can proceed with arranging the issuance of your residency cards.

Frequently Asked Questions for Malta Residency By Investment Program

What is the Malta Residency Investment Program?

The Malta Residency Investment Program allows non-EU citizens to obtain residency in Malta through qualifying investments, such as real estate, government contributions, and investments in Malta’s economy.

Who is eligible to apply for the Malta Residency Investment Program?

Eligibility is open to non-EU citizens, along with their immediate family members, including spouses or partners, dependent children of any age, and financially dependent parents.

What are the investment options under the program?

Applicants can choose from several investment options, including:

Purchasing real estate with a minimum value of €300,000 (in the south of Malta) or €350,000 (in the rest of Malta).
Contributing a minimum of €30,000 to the Maltese government.
Making a €2,000 investment in a local business.

How long does the application process take?

The application review typically takes between 3 to 6 months. Upon approval, applicants receive their residency status, allowing them to live in Malta.

Is there a minimum stay requirement to maintain residency?

To maintain your residency status, you must spend a minimum of 183 days in Malta during any calendar year. However, there is no strict requirement for continuous residence.

Can I include my family members in my application?

Yes, the program allows you to include your spouse or partner, dependent children, and financially dependent parents in your application for residency.

How long is the residency permit valid, and how can I renew it?

The initial residency permit is valid for five years. It can be renewed as long as you continue to meet the qualifying investment conditions and stay compliant with Maltese laws.

When can I apply for Maltese citizenship?

You may apply for Maltese citizenship after 5 years of residency under the program, provided you meet all necessary requirements and contribute to the Maltese economy.

What documents are required for the application?

Required documents typically include:

Proof of the qualifying investment.
A signed Client Agreement.
A sales and purchase agreement for real estate (if applicable).
A completed application form and associated fees.
Biometrics appointment confirmation for the TIE.

How do I obtain a residency card?

After your application is approved, you will be issued a residency card, which you must collect in person. This card grants you residency status in Malta.

Are there any restrictions on dual citizenship?

Yes, most foreign nationals may face restrictions regarding dual citizenship in Spain. It’s advisable to consult with a legal expert to understand your specific situation.

Can I work in Malta with residency?

Yes, the Malta Residency Investment Program allows you to live and work in Malta, providing you with greater flexibility and opportunities within the country.